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Adding Money

Add money to your MelonGram account, Top up in seconds.

Before you can send money to Nigeria, you will need to fund your transfer. MelonGram makes this fast and easy with two payment options.

Secure funding
Instant confirmation
Clear limits
Receive Money UI
How to add money

Fast. Secure. Built for Peace of Mind.

Moving money internationally should feel safe, simple, and predictable. That's exactly how MelonGram is designed.

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UK Debit Card

The fastest way. When you are ready to send, select 'Pay by debit card', enter your card details, and your transfer is funded instantly. We support Visa and Mastercard debit cards issued by UK banks.

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UK Bank Transfer

Prefer to pay by bank transfer? Select 'Pay by bank transfer', and we will provide you with a unique reference and payment details. Send the amount from your UK bank account, and once the funds clear, your transfer will proceed automatically.

What to Expect

  • Debit card payments are processed instantly.

  • Bank transfers typically clear within one to two business hours.

  • Your payment is held securely until your transfer is confirmed.

  • You will receive a confirmation email once your payment is received.

How It Works

Add your desired amount of funds.

We’ve made international transfers simple, secure, and stress-free.

Account creation screen on the MelonGram app
1

Create Your Account

Getting started takes just a few minutes. Sign up using your email address or phone number, then set up a secure password.

Enter receiver details
2

Enter receiver details

Tell us who you’re sending money to and how they should receive it, so your money goes to the right place the first time.

Send money flow on the MelonGram app
3

Choose amount & review

Enter how much you want to send, and we’ll instantly show you the rate, any applicable fee, and the amount the receiver will get.

your recipient gets paid
4

Your Recipient Gets Paid

Funds arrive quickly and securely to their bank account, wallet, or chosen payout method.

FAQs

Frequently Asked Questions.

Start your first transfer today

Sending money across borders doesn't have to be complicated. With MelonGram, you get clear rates, fast delivery, and a platform designed for peace of mind.

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